Commercial Vehicle Finance

Whether you are a sole trader buying a single vehicle or have a whole fleet you need to finance and manage, First Grade Financial Solutions have a commercial vehicle finance solution for you.

With an extensive variety of finance options available we can provide direction on the best commercial vehicle finance solution that best suits you. We will work directly with you to determine the most effective finance option for the purchase of your new commercial vehicle.

We will work directly with you to determine the most effective finance options for the purchase of your new vehicle, fleet or management of your current fleet.

Our commercial vehicle finance and fleet management options include:

Finance for individual commercial vehicles or commercial fleets

• Novated Lease – We can arrange to package your lease/loan repayments as part of your overall salary with our novated lease finance options.
• Commercial Hire Purchase – The bank or finance company buys the vehicle at your request and you then buy it off the bank or finance company in agreed instalments.
• Chattel Mortgage – You borrow funds to purchase your new vehicle and the funder holds the vehicle as security until the loan has been fully repaid.
• Lease and Rental Finance – The finance company buys the commercial vehicle at your request and then it is rented to you for an agreed period. You have options at the end of the rental period to upgrade your commercial vehicle, renegotiate the rental payment and continue to rent it or negotiate a sum to buy the buy the vehicle.

• As a part of our commitment to provide our clients with the highest quality and comprehensive range of financial services the team at First Grade Financial Solutions proudly offer reliable and transparent commercial truck financing. Covering vehicles including delivery vans, dual cabs, refrigerated trucks, pan tech trailers, tippers, light trucks, and other heavy vehicles used by a variety of industrial companies and businesses our financing services can ensure the continued operation of a number of specialised businesses.

New and Used Truck Financing

• Not only limited to fresh off the line trucks and related vehicles First Grade Financial Solutions additionally offer our clients reliable near new and used truck financing solutions. Available to business owners throughout Australia. Our financing options are competitively priced to guarantee that as many businesses as possible are able to directly gain from our approach.
• At First Grade Financial Solutions we have no issue with providing financing for trucks and heavy-duty vehicles regardless of their age, as long as they are in prime working order and can operate safely you can rely on us to provide reliable assistance and financing.

Semi-Trailer Financing

• Committed to providing a reliable and affordable financial service to our clients throughout Australia the team at First Grade Financial Solutions can ensure that our clients receive specialised and transparent semi-trailer financing for both new and used trailers.

Truck Finance

• At First Grade Financial Solutions our experienced and skilled team know how difficult and intimidating it can be to navigate the complex world of applying for financing and loans.
• As a part of our commitment to provide our clients with the highest quality and comprehensive range of financial services the team at First Grade Financial Solutions assist in finding reliable and transparent commercial truck financing. We have lenders that accept all types of vehicles including delivery vans, dual cabs, refrigerated trucks, pan tech trailers, semi-trailers, dump trucks, tippers, light trucks, and other heavy vehicles used by a variety of industrial companies and businesses our financing services can ensure the continued operation of a number of specialised businesses.

• At First Grade Financial Solutions we have no issue with providing financing for trucks and heavy-duty vehicles regardless of their age, as long as they are in prime working order and can operate safely you can rely on us to provide reliable assistance and financing.

Flexible and affordable Plant finance

Whether you are looking to buy new, refinance existing plant, or replace your old plant and/or machinery, First Grade Financial Solutions can help assist you in finding a loan that suits you. Our team are dedicated to finding affordable and flexible chattel mortgages and commercial hire purchases. We also help your business find the best deals and lowest finance rates on commercial leases.